Any suggestion or tip on finances?

David D. 37191
David D. 37191 Posts: 155 ✭✭

Me, having specific cash back rewards credit cards for specific uses as different ones have diffferent benefits

Comments

  • Alex_SUMCY
    Alex_SUMCY Posts: 1,359 ✭✭

    Cut unnecessary subscriptions! Check your monthly subscriptions and cancel the ones you rarely use.

  • popfizz
    popfizz Posts: 436 ✭✭

    Put some money into a TFSA; and invest that money so that it may grow tax-free.

    Put some money into an RRSP; can help lower your taxes or get a tax refund at tax time.

  • nicubiku
    nicubiku Posts: 114 ✭✭

    Any suggestion or tip on finances??

    .. get rid of fitzz

  • ttify
    ttify Posts: 101 ✭✭

    Look around for banks with good savings rates or take advantage of promo rates.

  • ttify
    ttify Posts: 101 ✭✭

    @Alex_SUMCY said:
    Cut unnecessary subscriptions! Check your monthly subscriptions and cancel the ones you rarely use.

    Adding on to this, check out your local library for digital and physical resources that can replace streaming subscriptions. I can borrow digital movies from sites like Hoopla or Kanopy for free because of the library. Because I don't have an ongoing Disney+ subscription, I can also take advantage of a reduced subscription price whenever they run their new and returning customer promos.

  • alexanderluo10890
    alexanderluo10890 Posts: 640 ✭✭

    Invest in mutual fund and stocks.

  • SuperFrizz 5CQ2W
    SuperFrizz 5CQ2W Posts: 539 ✭✭

    @David D. 37191 said:
    Me, having specific cash back rewards credit cards for specific uses as different ones have diffferent benefits

    Take advantage of REER, CELI and other fiscal mesures.
    Other way, reduce your consumption, buy second hand....

  • Mark123_2024
    Mark123_2024 Posts: 6,784 ✭✭

    @SuperFrizz 5CQ2W said:

    @David D. 37191 said:
    Me, having specific cash back rewards credit cards for specific uses as different ones have diffferent benefits

    Take advantage of REER, CELI and other fiscal mesures.
    Other way, reduce your consumption, buy second hand....

    😆 Very good advices. You can try living more simplistic. Some people chose to live their live with only 100 objects ( 1 shoe is considered an object).

  • Mitsu2023
    Mitsu2023 Posts: 103 ✭✭

    good suggestions,

  • Mike RZMAX
    Mike RZMAX Posts: 4,832 ✭✭

    There are some very good ideas in this discussion.